Jim and Charlene have been married for 23 years and have two teenage daughters, Meredith (20) and Shannon (18). The Harpers have lived in the western metro of Minneapolis since 1985.

Jim graduated from the University of Minnesota and worked in Corporate America for over 20 years before deciding in 2003 to get his insurance licenses to help individuals, families and businesses with their insurance needs and to help them plan their financial future. Jim currently serves on the board of two organizations: (1) a pharmaceutical engineering company called Mediscovery, Inc. and (2) Mission Assist Foundation. Jim holds insurance licenses for Life, Accident, Health, and Property and Casualty (personal and commercial lines) for the states of Minnesota and Wisconsin.

Charlene graduated from Syracuse University in New York and she spent over 20 years of her career as a software analyst for several large organizations that included the University of Minnesota Data Processing Center, the Federal Reserve Bank, and the Star Tribune newspaper. Charlene holds insurance licenses for Life, Accident, Health, and Property and Casualty (personal and commercial lines) for the state of Minnesota, and her desire is to help individuals and families plan for the unexpected by teaching them how insurance can be an effective tool in significantly reducing the risk to families and their financial future (e.g., loss of income, short or long-term disability, death), as well as protecting families and their personal property from liability (i.e., a law suit) in case an accident happens.

Meredith is a junior at the University of Minnesota and is in the College of Liberal Arts (CLA). Meredith was a National Honor Society recipient at Wayzata High School and was active in basketball, soccer and volleyball. Her current areas of interest are studying, rooting for the Gophers, and staying in close contact with all of her friends from high school.

Shannon is a freshman at the University of Minnesota and is in the College of Biological Sciences (CBS). Like her older sister, Shannon was also a National Honor Society recipient at Wayzata High School. Since she was a young girl, Shannon has also been active in many sports - her favorites being basketball and soccer. In her spare time Shannon works part-time at one of the local businesses in Wayzata.

Serving the Communities of Minnesota MN:

Afton, Albert Lea, Andover, Annandale, Anoka, Anoka County, Apple Valley, Arden Hills, Austin, Bayport, Bethel, Blaine, Bloomington, Brainerd, Brooklyn Center, Brooklyn Park, Buffalo, Burnsville, Champlin, Chanhassen, Chaska, Cloquet, Columbia Heights, Coon Rapids, Corcoran, Cottage Grove, Cross Lake, Crystal, Dakota County, Dayton, Deephaven, Delano, Dellwood, Detroit Lakes, Duluth, Eagan, Eden Prairie, Edina, Elk River, Excelsior, Fairmont, Falcon Heights, Faribault, Farmington, Forest Lake, Fridley, Fergus Falls, Gem Lake, Golden Valley, Grand Rapids, Greenfield, Greenwood, Hamel, Hastings, Hennepin County, Hibbing, Highland Park, Hopkins, Independence, Inver Grove Heights, Lake Elmo, Lakeland, Lakeville, Lauderdale, Lexington, Lilydale, Lino Lakes, Little Canada, Long Lake, Loretto, Mahnomen, Mahtomedi, Mankato, Maple Grove, Maple Lake, Maple Plain, Maplewood, Mayer, Medina, Mendota Heights, Minneapolis, Minnetonka, Minnetonka Beach, Minnetrista, Monticello, Mound, Mounds View, Navarre, New Brighton, New Hope, Newport, North Mankato, North Oaks, North St. Paul, Norwood, Oakdale, Orono, Plymouth, Prior Lake, Ramsey, Ramsey County, Richfield, Robbinsdale, Rochester, Rockford, Rogers, Rosemount, Roseville, Savage, Shakopee, Shoreview, Shorewood, South St. Paul, Spring Lake Park, Spring Park, St. Anthony, St. Bonifacius, St. Cloud, St. Croix, St. James, St. Louis Park, St. Michael, St. Paul Park, Stillwater, Tonka Bay, Vadnais Heights, Victoria, Waconia, Washington County, Watertown, Wayzata, West St. Paul, White Bear Lake, Woodbury, Worthington, Wyoming, Young America, Zimmerman